USDA Home Loans

We offer USDA loans that allow you to buy a home with zero down payment and competitive fixed interest rates. With flexible credit guidelines, these loans are an excellent option for qualifying buyers in designated rural areas. Whether you're purchasing your first home or moving to a new one, the USDA Guaranteed Loan Program can help you achieve homeownership without the financial strain of a traditional mortgage.

 

In addition to purchase transactions, the USDA loan can also be used for construction-to-permanent financing, allowing you to build your dream home from the ground up. This flexible option combines the construction and mortgage loan into one, streamlining the process. For those looking to renovate an existing home, the program also offers purchase renovation financing, enabling buyers to roll renovation costs into the mortgage for eligible properties.

 

Refinancing is also a seamless process for homeowners with USDA loans. With the USDA Streamlined Assist Refinance program, you can reduce your monthly payments or secure a better fixed interest rate, often without needing a new appraisal or credit review.

 

USDA loans are available for homes in areas that meet specific geographic population restrictions. Additionally, there are income limits that apply, which ensure the program is accessible to moderate-income households. Some regions may not qualify, but many suburban and rural areas do. Contact our team to verify your location's eligibility and income requirements—we’ll ensure you're looking in the right areas and within the guidelines of the USDA program.

 

At Global Mortgage Link, we are dedicated to making the financing process as smooth and straightforward as possible. Our experienced team will guide you through every step, from application to closing, ensuring that you understand your options and feel confident in your decisions.