The people's mortgage company

Fast, Personalized Residential & Commercial Mortgage Solutions in Western Kentucky.

Over 20 years of experience helping neighbors buy homes and businesses grow. From first-time buyers in Murray to commercial investors nationwide, we make financing simple.

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Mortgage Broker in Murray, KY

More Than a Lender. A Local Partner.

Welcome to Global Mortgage Link. Proudly based in Murray and serving all of Western Kentucky, we understand that every borrower’s financial and credit situation is unique. Not everyone fits inside the traditional lending box, and that’s exactly where our expertise begins. We specialize in providing flexible, personalized mortgage options for buyers who need real solutions, not cookie-cutter answers.

We believe every potential buyer deserves more than a quick online form or a rushed phone call. You deserve to sit across the table or speak with someone by phone who knows your name, understands your needs and your community, and is committed to fighting for your financial goals with integrity and care.

How Can We Help You Today?

1. I Want to Buy or Refinance a Home

Navigate the path to homeownership with local experts who make the process stress-free.

First-Time Buyers: Conventional loans to low down payment options (FHA & USDA).
Veterans: $0 Down payment loans (VA).
Refinancing: Lower your rate or access cash-out equity.
Not Ready Yet? Try our free "Path to Homeownership" coaching.

Explore Residential Loans

2. I Need Commercial or Business Financing

Sophisticated, scalable capital solutions for investors and business owners nationwide.

Property: Multi-family, Hotels, Retail, and Storage Units.
Business: Partner Buyouts and USDA Business Loans.
Flexible Capital: Bridge Loans and Lines of Credit.

Explore Commercial Loans

Why Choose Global Mortgage Link?

In a crowded market and with the limitations of traditional lending, our experience and dual specialization set us apart.

a elderly woman sitting with a loan officer

20+ Years of Experience: We have the deep industry expertise to handle complex loan scenarios and ensure a smooth, on-time closing.
Fast & Efficient Processing: Our streamlined process is designed to minimize delays. We handle the heavy lifting so you don't have to.
Truly Personalized Service: We don't do "one-size-fits-all." We take the time to understand your unique financial situation to provide customized advice.
Local Market Expertise: We understand the specific property markets of Murray, Benton, Paducah, and beyond.

Customer Reviews

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Not Mortgage Ready? Let’s Make a Plan!

Start My Path to Homeownership

We will sit down with you (at no cost) to review your credit and budget and create a personalized 6- to 12-month action plan to get you ready to buy. We invest in you now so that we can celebrate with you later.

Frequently Asked Questions

Q: What credit score do I need to buy a home in Kentucky?

A: Mortgage programs usually consider FICO scores: below 620 is subprime, 620–650 is fair to good, and a score around 640 or higher can improve your chances. Lenders also look at your income and debt.

Q: When is it a good time to refinance?

A: Refinancing often makes sense when interest rates drop 1–2% below your current rate.

Q: What documents are required to apply for a mortgage?

A: You’ll typically need a signed sales contract, recent pay stubs, W‑2s for the past two years, proof of employment history, bank statements, and tax returns if you’re self‑employed.

Q: What’s the difference between mortgage prequalification and preapproval?

A: Prequalification is an estimate based on information you provide, whereas preapproval requires verification of your finances and yields a conditional offer valid for about 90 days